Shed Now, Pay Over Time
Check your eligibility
Finance a New Shed
Submit an application that won’t affect
your credit score.
Pay your monthly bill using a bank transfer, check or debit card at affirm.com.
Never pay late fees, penalties, or
hidden interest, ever.
As Low as 0% APR Financing
Pricing | Periods of Repayment Available |
---|---|
$1500+ | 18 MO / 12 MO / 6 MO* |
$2000+ | 24 MO / 12 MO / 6 MO* |
$3000+ | 36 MO / 12 MO / 6 MO* |
FAQ on Financing Sheds
Here are answers to common questions on making monthly payments with Affirm financing.
How does financing a shed work?
When you choose to finance your shed, you’ll make low monthly payments over time instead of paying the full amount upfront. We partner with Affirm to provide a seamless and secure payment plan at checkout.
What financing options are available for sheds?
We offer flexible payment plans through Affirm, including 0% APR for up to 24 months for qualified customers. Terms vary based on eligibility and purchase amount.
Do I need a credit check to finance a shed?
Yes, Affirm performs a soft credit check to determine your eligibility. This won’t affect your credit score.
How do I apply for financing for my shed?
Simply select "Affirm" at checkout. You’ll be guided through a quick application process and receive a decision in seconds.
Can I pay off my shed loan early?
Yes, you can pay off your balance early with no prepayment penalties.
What is the minimum purchase amount to qualify for financing?
Financing is available for purchases starting at $1,500. Eligibility may vary based on credit and term selection.
Are there any hidden fees?
No, Affirm shows you the total cost up front—there are no late fees, service fees, or hidden charges to finance your storage building.
Can I finance a custom shed or upgrade package?
Yes, financing can be applied to standard shed models, custom upgrades, and add-on features included in your total purchase.
Who do I contact if I have questions about my payments?
All loan details and payments for your shed are managed through your Affirm account. For assistance, visit affirm.com/help.
Is financing available for all garden shed styles and sizes?
Yes! Financing can be used on all Heartland shed models, including barns, modern sheds, and utility sheds.
How does Affirm financing differ from our shed financing programs?
Unlike other financing companies that will ask you to fill out multiple forms to finance your shed, Affirm is short and simple. You can figure out your average monthly payments in minutes online.
Can you tell me the typical monthly costs of financing a shed?
Yes, as your browse our website, look for the monthly starting at Affirm payments in each shed listing.
What is the lowest monthly payment for your garden sheds?
The lowest you will pay in monthly financing payments is $142. That will vary based on on-site promotions and your credit standing.